Loan Calculator and Equity Projections
Loan Calculator and Equity Projections
A quick, obligation-free estimate. Takes about 60 seconds. No personal details required.
Tell us a little about yourself
This helps us work out how much home equity you may be able to access.
A reverse mortgage may not be available at this age
To be eligible for a reverse mortgage in Australia, you generally need to be at least 55 years of age. Based on the age you have entered, a reverse mortgage is unlikely to be suitable at this time.
If you would like to discuss your situation or explore other options, we are happy to have a no-obligation conversation.
Talk to us about alternativesTell us about your home
An estimate of your home's value is fine. We also need your postcode to confirm lender availability in your area.
Your property is in an eligible area
Your property is located in an area where our lenders can assist. Press continue to proceed with your calculation.
Your postcode requires further assessment
We may be able to assist on a case by case basis for locations which are usually close to metro areas where services are nearby. Reductions in LVR expected dependant on valuation risks.
Press continue to proceed with your application however note that the LVR used in the calculation will be the standard one. Our lenders assessment will determine if a reduction in LVR will be applied.
Remote area - limited lender availability
We may be able to assist with a reduced LVR (dependent on valuation risks) for properties in remote areas.
Please contact us so we can investigate further with our lenders on your behalf.
Contact Us to InvestigateWe do not recognise this postcode
The postcode you have entered does not appear to be a valid Australian postcode.
If you believe this is correct, please contact us so we can assist you.
Contact Us for HelpDo you have a home loan on this property?
If you have an existing home loan, it would need to be repaid from your reverse mortgage. This reduces how much additional funding you would receive.
This is an illustrative estimate only. It is not a credit assessment, an offer of credit, or financial advice. Actual amounts depend on lender criteria, independent property valuation, and your individual circumstances. Reverse mortgages can reduce the equity in your home and may affect your Age Pension. Money at 60 is a credit representative (CR 557838) of Invictus Group Pty Ltd (ACL 483078). Seek independent financial and legal advice before proceeding.
Book a free call with one of our Retirement Funding Specialists
No obligation - just information and guidance so you are well informed.
What is your name?
We will personalise your equity projection report with your details.
Your Partner's Name
When are you looking to access your home equity?
This helps us prepare the most relevant information for your consultation.
Your best contact details
We will email your personalised projection report and may follow up to answer any questions.
Your report is on its way!
We have sent your personalised equity projection report to your email. One of our Retirement Funding Specialists may also be in touch to answer any questions.
No obligation — just information and guidance so you are well informed.
How Will Your Reverse Mortgage Affect Your Home Equity Over Time?
Adjust the interest rate and property growth rate to model different scenarios. These projections are illustrative only.
The loan amount and home value above have been pre-filled from your estimate. You can adjust any field to model different scenarios.
| Year | Home Value | Loan Balance | Remaining Equity | Equity % |
|---|---|---|---|---|
Would you like a copy of these projections?
We can prepare a personalised projection report for you to download and print - so you can discuss the impact of a reverse mortgage on your home equity with your family and trusted adviser.
Where should we send your projection report?
Enter your details below. We will email your personalised equity projection report and a member of our team may follow up to answer any questions. No obligation - just information and guidance so you are well informed.
Book a free consultation with one of our Retirement Funding Specialists →